Protect Your
Legacy,
Grow Your Wealth.
Expert Index Universal Life strategies that build tax-advantaged wealth, protect your family, and secure your retirement — all in one powerful policy. Serving clients in VA, NC, SC, GA & FL.
What We Offer
Comprehensive Index Universal Life solutions tailored to your unique financial goals — from wealth accumulation to legacy planning.
IUL Policy Design
Custom-structured Index Universal Life policies engineered to maximize your cash value growth while providing robust death benefit protection for your family.
Retirement Planning
Build a tax-advantaged retirement income stream using IUL's unique ability to accumulate wealth linked to market index performance without direct market risk.
Wealth Transfer
Strategic estate planning solutions that leverage the tax-free death benefit of IUL to efficiently transfer wealth to the next generation with minimal tax burden.
Policy Review & Audit
Comprehensive analysis of your existing life insurance policies to identify gaps, inefficiencies, and opportunities to optimize your coverage and cash value.
Business Protection
Key-person insurance and buy-sell agreement funding using IUL to protect your business from the financial impact of losing a critical team member.
Index Strategy Consulting
Expert guidance on selecting the optimal index strategies — S&P 500, multi-index blends, and volatility-controlled indices — to align with your risk profile.
Meet Yvette Harris
I'm Yvette Harris, a licensed life insurance advisor with Carry Insurance Group, dedicated to helping families and individuals build tax-advantaged wealth through Index Universal Life insurance. I am proudly coached and mentored by Brandon Anthony Clark, a leading IUL Coach, Mentor, and Influencer who has helped thousands of people discover the power of the Become Your Own Bank strategy — putting the financial power of a bank back in your hands.
I don't just advise on IUL — I live it. I started my own IUL policy in July 2025, funding it at just $243/month, and I already have close to $1,400 in cash value. You don't need to start big — you just need to start.
Coached & Mentored By
Brandon Anthony Clark
Coach · Mentor · IUL Influencer · Become Your Own Bank
Learn the Become Your Own Bank StrategyLicensed In
How It Works
A simple, transparent process from first conversation to lifelong financial security.
Discovery Call
We start with a complimentary 30-minute call to understand your income, goals, tax situation, and timeline. No pressure, no sales pitch — just clarity.
Custom Policy Design
Our team runs detailed illustrations across multiple carriers to design a policy optimized for your specific situation — maximum cash value, minimum cost.
Implementation & Ongoing Support
We handle all paperwork, underwriting coordination, and policy setup. Then we stay with you — annual reviews, strategy adjustments, and lifetime support.
Your IUL Growth Projection
Adjust the sliders to see how an Index Universal Life policy could grow your wealth — tax-free — by retirement.
Your Profile
Drag the sliders to personalize your projection.
* Illustration assumes 5.6% net IUL growth (6.8% credited − 1.2% policy costs), 0% floor, 10% cap. Retirement at age 65. For educational purposes only — not a guarantee of performance.
Projected at Age 65
27 years awayCumulative Growth: IUL vs. Taxable Account
- IUL Cash Value
- Taxable Account
Want a personalized illustration?
Our advisors will run a detailed carrier-specific projection for you — free.
Real Results,
Real Families
Every strategy is unique. Here's how we've helped clients build lasting financial security through Index Universal Life.
From $0 to $1.2M in Tax-Free Retirement Wealth
A 42-year-old surgeon earning $650K/year was maxing out traditional retirement accounts but facing significant tax exposure. We designed a custom IUL strategy that redirected $8,000/month into a policy structured for maximum cash value accumulation — creating a tax-free retirement income stream of $12,500/month starting at age 65.
Executive Benefit Plan for Tech Startup
Structured a non-qualified deferred compensation plan using IUL for a 12-person executive team, creating $4.2M in tax-free retirement benefits.
Generational Wealth Transfer Strategy
Designed a second-to-die IUL policy for a high-net-worth couple, creating a $3.8M tax-free inheritance for their three children.
Physician Retirement Income Bridge
Implemented an IUL-based retirement income strategy for a physician couple, generating $18,000/month in tax-free income starting at age 62.
My Personal IUL Story
I don't just sell IUL — I believe in it enough to fund my own policy. Here's my real, unfiltered experience.
I started my own IUL policy in July 2025. I fund it at the very minimum — just $243 a month — and I already have close to $1,400 in cash value. This is real. This is happening for me right now. And it can happen for you too — you don't need to start big. You just need to start.
Coached & Mentored By
Brandon Anthony Clark
Coach · Mentor · IUL Influencer · Become Your Own Bank